Consumer lending company
- Headquarters: Arlington, TX
- Founded: 1988
- firstcash.com
- 9/15: vol. 542K; $60
FirstCash, Inc., formerly First Cash Financial Services, Inc., is an operator of retail-based pawn stores in the United States and Latin America. The Company's primary business is the operation of full-service pawn stores, which make small pawn loans secured by personal property, such as consumer electronics, jewelry, power tools, household appliances, sporting goods and musical instruments. The Company's operates through two segments: the U.S. operations segment and the Latin America operations segment. The U.S. operations segment consists of all pawn and consumer loan operations in the United States and the Latin America operations segment consists of all pawn and consumer loan operations in Latin America, which includes operations in Mexico, Guatemala and El Salvador. In addition, some of the Company's pawn stores offer small unsecured consumer loans or credit services products. The Company also operates consumer finance stores in Texas and Mexico.
Key stats and ratios
Q2 (Jun '17) | 2016 | |
Net profit margin | 3.66% | 5.52% |
Operating margin | 6.40% | 10.26% |
EBITD margin | - | 16.56% |
Return on average assets | 2.95% | 4.15% |
Return on average equity | 4.10% | 6.39% |
Employees | 16,200 |
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