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Tuesday, February 14, 2017

=Lending Club (LC) reported earnings on Tue 14 Feb 2017 (a/h)







Lending Club beats by $0.01, beats on revs; guides Q1 revs below consensus; guides FY17 revs in-line :
  • Reports Q4 (Dec) loss of $0.02 per share, $0.01 better than the Capital IQ Consensus of ($0.03); revenues fell 3.9% year/year to $129.2 mln vs the $121.17 mln Capital IQ Consensus.
    • Loan originations in the fourth quarter of 2016 were $1.99 billion, up 1% compared to the $1.97 billion we reported in the third quarter of 2016 and down 23% compared to $2.58 billion in the same quarter last year.
  • Co issues downside guidance for Q1, sees Q1 revs of $117-122 mln vs. $131.63 mln Capital IQ Consensus Estimate. Net Income / (Loss) in the range of $(43) million to $(38) million. Adjusted EBITDA in the range of $(10) million to $(5) million.
  • Co issues in-line guidance for FY17, sees FY17 revs of $565-595 mln vs. $594.81 mln Capital IQ Consensus Estimate. Sees Net Income / (Loss) in the range of $(84) million to $(69) million. Adjusted EBITDA in the range of $40 million to $55 million. 

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