=Santander Consumer USA (SC) reported earnings on Wed 25 Jan 2017 (b/o)

Santander Consumer USA misses by $0.17 (:GAAP), beats on revs :

• Reports Q4 (Dec) GAAP earnings of $0.17 per share, $0.17 worse than the Capital IQ Consensus of $0.34; revenues fell 3.7% year/year to $1.22 bln vs the $1.13 bln Capital IQ Consensus. 
• Total auto originations of $4.5 billion, down 24%.
• Core retail auto originations of $2.0 billion, up 1%; total Chrysler Capital originations of $2.5 billion, down 36%
• Total finance and other interest income of $1.6 billion, up 4%. Net finance and other interest income of $1.1 billion, down 5%
• Common equity tier 1 (CET1) ratio of 13.4%, up 220 basis points
• Issued $3.3 billion in securitizations